Hard Money Loans
Hard money loans, often referred to as private money loans, are short-term financing solutions backed by real estate assets. These types of loans are particularly popular among real estate investors and developers due to their speed, flexibility, and asset-based approval process. Unlike traditional financing methods offered by banks and credit unions, we prioritize the value of the property being used as collateral rather than the borrower’s credit history or income documentation.
Our Lending Philosophy and Process
We focus on streamlining the lending experience for our clients. Our process is straightforward and efficient, requiring minimal paperwork. Rather than scrutinizing your financial background, we assess the equity and value of your property to determine loan eligibility. By reducing documentation and simplifying procedures, we can offer a quick turnaround and personalized attention to every borrower.
Tailored Solutions for a Wide Range of Projects
Our hard money loan programs are designed with real estate professionals in mind. We understand the fast-paced nature of the industry and the importance of securing capital at the right time. Our lending services are suitable for a variety of project types, including:
Fix-and-flip investments
Short sales and distressed properties
Real estate auctions and trustee sales
Construction and new development projects
Bridge loans for transitional needs
Land acquisition and entitlement financing
Regardless of your project’s complexity or size, we can tailor a financing solution that aligns with your goals and timeline. Our team has extensive experience working with real estate investors, contractors, and developers, allowing us to provide strategic insight alongside flexible capital.
Hard Money Loans Overview
Loan Amount: $5,000,000.00 - $35,000,000.00
Interest Rate: Starting at 9%
Loan Term: 12 - 120 Months
Prepayment Penalty: None
Amortization: Interest Only
Recourse: None
Closing Timeframe: 14 Days
