Bridge Loans

A bridge loan is a short-term financing option that provides temporary funding to borrowers, primarily for real estate transactions, when they are in need of immediate capital. These loans are designed to "bridge" the gap between the time a borrower needs funds and when they can secure long-term financing or complete the sale or refinancing of a property. Typically, bridge loans are repaid within a short period, often ranging from a few months to a year, depending on the situation.

We specialize in providing bridge loan financing for various property types, supporting real estate investors, developers, and businesses across the globe. Whether you are purchasing a new property or need capital to manage an existing one, we offer tailored financing solutions that help you navigate time-sensitive situations. We support a wide array of property types, including:

  1. Retail Shopping Centers: Bridge loans can help business owners or investors quickly close deals on retail properties, ensuring a fast transaction when time is of the essence.

  2. Mixed-Use Developments: These properties, which combine residential, commercial, and sometimes industrial spaces, often require flexible financing to handle the complexities of multiple-use zoning.

  3. Multi-Family Commercial Properties: Investors in large residential complexes or apartment buildings can utilize bridge loans to secure immediate capital, allowing them to manage cash flow while awaiting permanent financing.

  4. Office Buildings: Bridge loans provide a flexible and quick solution for financing commercial office spaces, often used during property transitions or business relocations.

  5. Hotels: Bridge loans for hotel properties can help owners or investors close deals swiftly or provide short-term financing during seasonal downturns or renovations.

Why Work with Us?

When it comes to securing bridge financing, we stand out for several reasons. Our services are designed to offer you:

  • Speedy Approvals and Funding: We understand that time is critical in real estate transactions, so we ensure quick approvals and fast disbursement of funds, helping you move forward without delays.

  • Flexible Underwriting Processes: Our underwriting process is flexible and designed to meet the specific needs of each borrower. We work closely with our clients to understand their individual situations, providing custom solutions that other lenders may not offer.

  • Cost-Effective Alternative to Private Lending: Bridge loans through us offer a more affordable option, with competitive interest rates and terms.

Bridge Loans Overview

  • Loan Amount: $1,000,000.00 - $30,000,000.00

  • Interest Rate: Starting at 9%

  • Loan Term: 12 - 24 Months

  • Prepayment Penalty: None

  • LTV: Up to 85%

  • Amortization: Interest Only

  • Recourse: None

  • Closing Timeframe: 10 Days